Journal of Housing and the Built Environment Volume 36, issue 3, March 2021 1Martins, A.M., Serra, A.P., Martins, F.V. et al. Martins, A.M., Serra, A.P., Martins, F.V. et al. EU housing markets before financial crisis of 2008: The role of institutional factors and structural breaks. J Hous and the B…